Financial Fitness Education

Establishing a relationship with a financial institution has benefits! Discover how to open, and use, checking and savings accounts; know the difference between debit/credit cards, and more!

From renting or buying a place to live, to paying off credit card bills or making a simple trip to the neighborhood store, we make important personal decisions about money every day. Find out the latest tips and tricks to become a smarter spender and saver!

Finding the path to financial success takes practice. Develop a financial plan for your life while you learn how to set SMART ( Specific-Measurable-Attainable-Relevant-Timely) goals, track, and evaluate your spending. Discover the step-by-step process of creating a budget, and tips on how to stick to it.

With a biblical perspective about finances, generosity and stewardship, this course covers budgeting, credit and credit scores, debt, contracts, insurance, and consumer laws.

Feeling outmuscled by growing stacks of financial documents? Our experts can help! We’ll show you how to turn paper piles into organized files, using simple strategies and tools to sort incoming mail, set up a maintenance-free filing system, and eliminate the accumulation of paper in your home and home office.

Credit can be confusing…break through the jargon! Get an overall view: when to buy on credit; credit scores and reports; debit vs. credit cards; establishing good credit; APR; grace periods; late/over-the-limit fees; the price of having good or bad credit; rent-to-own services; consolidation, short-term, payday, and title loans; and the perils of overextending yourself.

Find out what lenders (and others) look for on credit reports, how to establish good credit scores, how to read and obtain a credit report, and how to legally eliminate credit report errors for free.

Financial systems and options have become increasingly complex. Examine how to build, maintain, and re-establish credit in this comprehensive hands-on course using real-life examples.

How did they get my name? What can I do to ensure my information is safe? Find out proactive steps you can take today to prevent ID theft. Learn how identity thieves operate and how to be ‘credit smart’. If you are a victim, learn ways to bounce back to fiscal fitness.

It is critical for couples to work together in maintaining the financial responsibilities of a household. This workshop will provide the tools necessary to find a common ground in budgeting, make proactive everyday decisions, and set future goals related to finances.

Learn techniques to help your children become savvy consumers, and financially prepared for the real world. The understanding of money begins around 5-years of age, and healthy money habits can start then as well.

Being a renter has its rewards…and responsibilities. Understand the rental process from inspecting the potential unit through the signing of the rental/lease agreement. Rental payments, security deposits, repairs, privacy issues, and the eviction process will be covered.

Insurance policies can be confusing. Don’t let the uncertainty of fine print keep you and your family from getting the coverage you need. This course covers the nuts and bolts of auto, home, health, life and disability insurance, including tips on how to compare insurance companies, agents and polices.

The average American family spends $537 per month on food — $312 directly on groceries. Join us to hone your skills and become a savvy grocery shopper. Topics addressed include budgeting, strategic store mapping, and identifying money-saving tools to help make your money stretch further.

Don't let ‘Jingle Bells’ turn into ‘Jingle Bills’! Learn to celebrate the Holidays without overspending. This seminar will help you discover what is important about the holiday season and formulate a plan to put those priorities first to have a joyous season without over-committing time, money, or especially, credit cards.

A recent separation or divorce can be emotionally draining. This class will give you tips to reduce the financial impact, protect yourself and move forward into the next chapter of life.

Unemployed? Underemployed? In this session, learn tips on how to find a job, find out what goes into preparing a resume, figure out what you can do to be the best at the interview and discover ways to keep the job you want.

Losing a loved one can be overwhelming. Learn to deal with financial changes to make your next steps as understandable and stress free as possible.

This workshop covers the fundamentals of credit, upfront and hidden expenses when renting an apartment, finding the right roommates, living expenses, budgeting, and identifying needs and wants.

Money is one of the most significant areas of potential conflict in marriage. Explore what money means to each of you and how its meaning influences your financial behavior. Build the skills and understanding you will need to succeed in marriage and in life.

Find out how to make the most of your employee benefits, calculate the cost of retirement, identify potential sources of retirement income, evaluate personal savings and investment strategies, and discover how to perform retirement-needs calculations.

Are you entering that ‘golden age’ of retirement? Already living on a fixed income? Know someone who is? Join us for an informative and dynamic workshop aimed at preventing financial exploitation. Find out the top five scams targeted toward seniors and learn how to protect yourself from fraud.

Understand the different types of financial aid, student loan programs, and repayment options. Discuss how to successfully manage your loans and assess how student loan debt relates to borrowing capacity. Know what to do if loans are in default, forbearance, and/or collections.

This interactive workshop provides the processes for how and why money is used, and the guidelines for preparing a SMART ( Specific-Measurable-Attainable-Relevant-Timely) spending plan.

Not sure what to do about your student loan debt? This class is for you. We will look at the different types of student loans, how to find your loans, repayment programs, consolidation and forgiveness options, what to do if you are behind, and how to avoid the scams surrounding student loans.