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Online Financial Counseling

Online counseling provides an interactive opportunity for clients in South Dakota, Iowa, Minnesota and Nebraska to share information regarding your financial planning through a series of forms and electronic communications. The process is split into steps to provide varying degrees of informational exchanges.

  1. To get started now, complete the information requested below and click ‘Next’.
  2. You will then be redirected to an Online Counseling portal where you will create an account and be asked to provide some basic financial information.
  3. Once completed, a trained certified counselor will review what you have submitted and follow up with options and information to help you reach your financial goals.

Online counseling is NOT available for Bankruptcy Counseling

Depending on your circumstances and unique financial objectives, your counseling may be complete based on the preliminary information provided. However, if there is a need or desire for further clarification, guidance, or additional questions – a counselor will continue to communicate with you to help you achieve your goals.

To help cover the cost of providing this service, the agency charges a fee of $30. The fee will be invoiced to you after you receive your response from a counselor and payments can be made via cash, check, or over the phone with a debit card. The counseling fee will be automatically waived if you are behind on any housing payments (mortgage, rent, or utilities) or homeless. LSS Center for Financial Resources does not refuse service based on a client’s ability to pay the counseling fee.

Disclosure Statement and Privacy Policy
Registration Type
please include area code
Are you behind on any of the following bills? (check all that apply)
Which of the following best describes your monthly spending plan or budget? (Choose one)
Which of the following best describes your financial goals? (Choose one)
Do you have emergency savings?
If yes, have you been able to increase this savings in the last 3 months?
If you needed $3,000 tomorrow could you access it?
If so, how?
Select a security question from the following