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Retirement Plans

If you have an IRA, you may make a gift by gifting your annual distribution to LSS. If you are 70 ½ or older, you can donate up to $100,000 from your IRA to a qualified charitable organization. You may also include this in your estate planning by simply changing the beneficiary designation to include LSS of SD.

Appreciated Property
You can also give a gift of appreciated property including real estate such as land, farmland or a home as well as stock and securities.

LSS can accept a gift of environmentally clean real estate as an outright gift and as a gift to a charitable remainder uni-trust or life income agreement.

The advantages of giving stock to Lutheran Social Services include:

  • You bypass capital gains
  • You receive full market value for your gift
  • The gift can be better (for the donor) than giving cash
  • It is a charitable tax deduction
  • Can be given as an outright gift or to fund life income arrangements